Our Blog
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VSLA Finance Designed with users in mind
Leveraging Design for Low Literacy and Connectivity Back in July, Sofie and Latif travelled to Niger for the launch of the hiveonline community finance platform in conjunction with CARE Niger. Since then, we have been hard at work developing digital VSLA solutions and incorporating feedback in product design to address the primary reason people remain…
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Why is it that some people are excluded from financial systems?
Financial exclusion is widespread in Africa. The reasons for financial exclusion are many. The lack of education, technological skills, and access to banks are just some of the barriers that small businesses face in Niger. The most basic reason is that the people that develop financial systems don’t think of people who are not already…
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we’re on the seep webinar
Sofie is speaking on the Seep Network webinar on Wednesday 25th September, talking with several other experts on the potential for blockchain to help drive social impact. The other speakers are:Helen Disney, CEO & Co-founder, Unblocked Events andSuzana Moreira, CEO & Founder, Mowoza Moderated by:Lis Meyers, Managing Associate, Gender and Social Inclusion, Nathan Associates Listen to it here: Seep…
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BLOCKCHAIN – the Gateway for Sustainability-Linked Bonds
You can access the report here: https://www.sustainabledigitalfinance.org/initiatives-publications The report aims to inspire the deployment of technology to unlock more capital for the Sustainable Development Goals and the Paris agreement, with focus on how blockchain can be used for the issuance of Green Bonds. Both Commercial Banks and the World Bank have already started to realise…
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Expanding and growing the skills and network of hiveonline
Developing your team’s business skills is essential when you are a small team. It is not easy when you are a startup. Looking back, sometimes we have to pinch ourselves to fully appreciate the development of hiveonline and the team, and it is thanks to the startup ecosystem and partners that we have made such…
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Empowering women through digitising Village Savings and Loan Associations
By Latif Amars and Camilla Arffmann In many developing countries, it is still very difficult for people without a bank account to get loans. It is almost impossible to get a bank account without an identity. To solve these problems, hiveonline together with CARE Denmark are developing a digital solution for VSLAs using blockchain. The…
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We’re hiring a new office manager
hiveonline is growing rapidly and needs an office manager/project administrator to support administration, bookkeeping, stakeholder management and general office duties. hiveonline is building financial products and services for the ecosystem economy, aimed at levelling the field for smaller and underserved business customers. Our core goals are supporting financial inclusion for underserved customers and helping communities…
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Launching eARZIKI – Blockchain Financial Inclusion – in Niger with M. Le President
MISE À JOUR : hiveonline a cessé de travailler sur le projet CARE eArziki en mars 2020 après un accord mutuel pour mettre fin au partenariat. Bien que l’application eArziki pour les groupes d’épargne ait été développée et testée, elle n’a pas été mise en ligne et n’a pas été utilisée par les groupes d’épargne…
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Financially and Culturally Excluded — but Growing Business with Blockchain
Transforming Financial Inclusion in Niger Niger is the one of the most undeveloped countries in the world, according to the UN’s Human Development Index. It’s a vast country, the largest in sub-Saharan Africa with a population density of just 14 per kms. Only 7% of people have bank accounts, and they’re nearly all men, because women…
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hiveonline is one of the Inclusive Fintech 50
We are very proud to have been selected as one of the Inclusive Fintech 50 – a global competition to elevate early-stage fintechs driving financial inclusion. The competition was announced by MetLife Foundation and Visa Inc., with global non-profit Accion and World Bank Group member IFC. The 50 winners – which were selected from 400…